Bank have developed the Centralize RTGS/NEFT Host to Host System to serve the fast service to our customer.


(real time gross settlement) and NEFT (national electronic funds transfer) are electronic payment systems that allow individuals to transfer funds between banks. Both these systems are maintained by the Reserve Bank of India. It is applicable only for money transfer within the country


National Electronic Funds Transfer is a nation-wide payment system. Under this Scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the Scheme. NEFT transactions are settled in batches.


  • Locker facilities are available at Nandanvan, Dharampeth and Kamptee Branches.
  • xNomination facility is available
  • You have to fill in the form and get your belongings secured at nominal rent.
  • You can operate the locker Branch working hours.


  • Franking of the documents up to Rs 5000 /- is available.
  • You have to bring the documents duly filled in for franking.
  • Facility is available at our Nandanvan Branch Nagpur.

CTS-Centralized Clearing

Bank have developed the centralize clearing House at Head Office

  • Bank is actively participating in the centralized clearing system conducted by NPCI through our member bank MS Co-Operative bank
  • All inward cheques of our bank are cleared at HO and giving effect immediately.
  • Transparent centralized clearing systems is developed at HO Nandanvan.

Pradhan Mantri Bima Yojana

Get Rs.2 lacs Insurance at affordable premiums

  • Nirmal Urban Co-Op Bank Ltd., is proud to associate with the Prime Minister’s vision for a financially secure India. Presenting Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY).
  • We have tied up with leading Insurance companies,
    The New India Assurance Company Ltd. for PMSBY
  • Transparent centralized clearing systems is developed at HO Nandanvan.
  • Get personal accident coverage upto Rs. 2 lakhs at just Rs.12/- annual premium. Entry age eligibility: 18 to 70 Years Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
  • Life Insurance Corporation of India (LIC) for PMJJBY
  • Get Life Insurance coverage of Rs. 2 Lacs at just Rs. 330/- annual premium Entry age eligibility: 18 to 50 years.

Aadhar Linked Saving Bank Account

  • You can Link your saving account with your Aadhar card for getting various subsidy from government such as scholarship, gas cylinder etc.
  • You can inform your saving bank account linked with Aadhar card to the government or dealer to get subsidy.
  • You have to fill up the form and give copy of the Aadhar card.
  • You have to give the purpose of the linking your saving bank account with Aadhar card with proof.